What Are Recorded Statements re: Accident Insurance Coverage In The State Of Florida?

Updated: Aug 4

Recorded Statements are take by your insurance company to try and get an understanding of what happened in the accident on a recorded line. Before agreeing to a recorded statement, you may want to contact a car accident lawyer.

If you’ve been in an accident, are you required to give one?

For your accident claim to be processed, the insurance company may suggest a recorded statement be provided. Florida, however, does not have a law that requires you to give an insurance company a recorded statement.

Insurance companies, including your own, do not protect your rights. In order to pay less, it is in their best interests to pay you less than you deserve, and they will take any opportunity to do so.

Should you give one to your insurance company?

When you are involved in an accident, you may feel flustered, in pain, or even in shock. You may make statements that are contrary to the police report or mention theories (“I thought they retreated first, but maybe not...“). An insurance adjuster is an experienced interviewer and may try to trip you up. The statements you make can then be used against you to reduce your claim.

What’s the difference between a recorded statement and an Examination Under Oath (EUO)?

The purpose of both the EUO and the recorded statement is to get your account of the accident and its aftermath.

Both types of questioning have the same tactics used to catch you in a lie or to try to make you admit to a certain degree of guilt.

In this video, attorneys Victor Demesmin Jr. and Jeremy Dover go over the answer to all of these questions and how these answers effect you if you’ve been in an accident in the state of Florida.

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