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How Long Does an Accident Stay on your Record

Updated: Dec 13, 2022

When you are looking to switch insurance companies, accidents are something you want to be mindful of. The amount of accidents you have as you’ve probably already noticed can up your insurance costs. So the question most people ask if they do know that is when do accidents get cleared off your record or do they stay there forever?

Your Accident Record

If you have asked yourself that question the answer is simple, no your accident record is not permanent. The length of time in which an accident is on your record is dependent on what state you are in. For Florida residents, that time is about anywhere from 3-5 years. This means that after that period of time that accident is no longer on your record Although there is a caveat to that rule, if the accident is a more severe situation such as a DUI (75 years), property damage of $1,000 or more, or if someone died.

How the Insurance Handles Accidents