The #2 State for High Auto Insurance Rates: Florida

Updated: Sep 28

Florida made second place for the highest insurance rates in the country...

Do you live in Florida and feel that you are paying outrageous amounts of money on car insurance compared to your out of state friends? Well, that is because you are, in a recent report the state of Florida was marked the number 2 state for high car insurance rates. In fact, they say drivers spend about 4% of their annual income on car insurance.

The thought process behind the high rates may have something to do with the Florida weather. The flooding and hurricanes in the area actually play a large role in what the insurance rates are for the area. Tampa and Miami are actually the areas with the highest rates in the state. If you want to find the lowest rate try an area like Orlando which accounts for about 3% of your income on car insurance.

Another factor is the amount of personal injury claims and lawsuits that are filed in the state of Florida. Due to the rising amount of individuals moving down to Florida there’s also a rising amount of accidents occurring. A lot of individuals with teen drivers should not be surprised to see their premiums rising.

The rates have gone up and with that people are trying to find ways to get a bargain. The best thing you can do is access bundle deals that insurance providers offer. You can even get offered a bargain if you decide to allow your insurance company to track your driving habits. So if you are a person who drives according to traffic laws or doesn’t drive much this option may be good for you.

Some people may be under the impression that buying the minimum required will be less costly but that may not be the case. That actually may be more costly for the individual in the long run which is a factor they aren’t considering because if you get in an accident you are going to want that kind of protection.

Due to the fact that the population, amount of accidents, and traffic has grown in the state of Florida it is no surprise we are number 2 for our auto insurance rates. The market is flooded with personal injury cases with a ton of lawyers to choose from. It is important to choose the best personal injury attorney for your case. You want someone who will be able to sit down and work with you every step of the way. The personal injury attorneys at Demesmin and Dover Law Firm do exactly that. With insurance rates and accidents being at an all time high, you want to make sure you and your loved ones are protected. So call today at 866-954-MORE!

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